Your PersonalAI Accountant
Cashref is a modern financial management platform powered by Pank - AI Accountant. Control your finances, understand your money, let AI handle the complexity.
Financial clarity should not
require spreadsheets.
Accounts Management
Track balances across cash, bank accounts, online wallets, and cards. Always know your exact financial position at a glance.
Income & Expenses
Record earnings, spending, and transfers in seconds. Maintain a clear financial history without complexity or spreadsheets.
Savings & Goals
Set financial goals and track progress toward them. Build savings with complete visibility and intelligent controls.
AI-Powered Insights
Pank, your AI Accountant, understands your financial patterns and provides personalized recommendations to optimize your money.
Three simple steps.
Complete financial control.
Personal to
Enterprise.
Cashref scales from personal finance to enterprise-level financial tracking. Whether you are managing personal expenses or business finances, your AI Accountant adapts to your needs.
Powerful features
you can measure.
Everything you need
in one platform.
From daily expenses to complex financial planning, Cashref covers every aspect of your financial life.
Financial clarity
made simple.
Replace multiple apps and spreadsheets with a single financial command center. Interact with your finances naturally using your AI accountant.
Smart Reminders
Never miss EMIs, bill payments, or financial obligations with intelligent notifications.
Secure & Private
Your financial data is encrypted and protected. Your information stays yours.
Clear Visibility
See your entire financial picture in one place with dynamic dashboards.
Proactive Alerts
Get notified about unusual spending patterns and upcoming financial events.
Your AI
Accountant.
Pank (Personal Accounting Neural Kernel) is your AI assistant designed to simplify financial management.
Instead of navigating complex menus, you can simply ask. Pank understands financial context and helps record transactions, answer questions, and generate insights instantly.
Natural Language
Talk to Pank like a human.
Financial Context
Understands money terminology.
Learns Over Time
Adapts to your patterns.
Instant Insights
Get answers in seconds.
“Cashref transformed how I manage my finances. What used to take hours with spreadsheets now happens instantly with Pank.”
Yash Y.
Govt. Employee, Independent
10+ hours saved weekly
Trusted by individuals, freelancers, and businesses
Everything you want to know
before trusting Pank.
If you're new to AI-powered money management or replacing spreadsheets for the first time, these answers will help you feel confident about getting started.
Simple, transparent
pricing
Start free and scale as you grow. Subscriptions will be available soon.
Subscriptions are currently unavailable and will launch soon. Pricing tiers are shown for preview.
Free
Perfect for individuals starting their financial journey
- Account tracking
- Expense and income logging
- Savings management
- Contacts and debt tracking
- Basic dashboards
- Access to AI Accountant
Pro
For power users and freelancers who want deeper insights
- Everything in Free
- Advanced financial dashboards
- AI-powered financial analysis
- Smart reminders and automation
- Unlimited accounts
- Advanced reporting
- Priority support
Business
For professionals managing business finances
- Everything in Pro
- Business financial tracking
- Multi-account income management
- AI-generated financial reports
- Team financial insights
- Advanced automation
- Custom integrations
All plans include differrent levels of access to Pank AI Accountant and secure data encryption.
Start managing your
finances intelligently.
Cashref gives you a powerful financial system designed for the modern world - combining financial organization, AI assistance, and intelligent insights in one platform.
Your financial command center awaits